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Short Term Loans

Warning: Late repayment can cause you serious money problems. For more information, go to MONEYADVICESERVICE.ORG.UK
Credit subject to status & affordability assessment by Lenders.
786 Loans is a credit broker and not a lender

What Loan Amount You Need?

Short-term Loans from Licensed Broker

Are you looking for available financial options? Have you been turned down by your bank and don't know where else to look for help? Why not let us share the burden with you in getting a short-term loan from alender? At 786 Loans, we understand it is hard to cope with financial stress on your own. Fortunately, you don't have to anymore. We help borrowers with credit limitations find loans according to their credit health. We do not charge any upfront fee and share transparent and assured deals for each borrower.

What is Short-term Loan?

Simply put, short-term loans are credit scheduled to be repaid in less than a year or sometimes a year. For most people in the United Kingdom, short-term loans are a great alternative to the customary payday loans. This is because these loans are easy to repay and have lower interest rates. The FCA recommends an interest rate limit of 0.8% every day for short-term loans in the UK. This means that you will pay more if you opt for a longer repayment period.

When you use our brokering service, we help you navigate through lenders for the one that is right for you. Whether you have a poor credit history, low score, or high debt to income ratio, you should ensure that you work with loan providers approved by FCA as they better understand the market and work with several lenders. 786 Loans fit the bill. We are FCA authorised loan broker in the UK.

How do Short-term Loans Work?

You can opt for flexible short-term loans up to 12 months. Based on the loan agreement you are required to repay the loan in several planned instalments. Most people in the UK find these loans enticing because it is easier for them to repay loans in monthly instalments rather than a single repayment. However, you should remember that the longer you pay your short-term loan, the more interest you will end up paying. If you are able, it is always advisable to repay your loan early, as it will help you save on interest rates.

Why Opt for Online Short-term Loans for Bad Credit?

Even though main street lenders may be reluctant to offer loans to people with bad credit, 786 Loans can help you find financing that suits you. We work with a pool of regulated lenders and help you hold an access to get money.. Clearly, it is not going to be a walk in the park if you have a bad credit history. You'd be required to apply to several lenders and wait for approval. If you are fortunate, you will get a high-risk lender willing to give you credit, if you agree to their terms.

When applying to short-term loans for bad credit in the UK, you must prove to the broker that you can repay your debt without skipping loan repayments. Some reputable short-term lenders base their credit decisions on payment intention and affordability. A credit check is a necessity for every lender who is issuing credit. At 786 Loans, we will help you reach to lenders who will give credit and give you ideas on enhancing your credit rating. A soft credit check will be carried out initially, and this type of credit check never harms your credit report.And also note that one single application is needed for all these processes. You do not have to apply to multiple lenders, which always harms your credit score. Choose 786 Loans and protect your credit score from being impacted negatively.

What is Short-term Loan with No Credit Check?

A short-term no credit check loan doesn’t exist in the services of FCA authorised brokers and lenders. Most financiers will conduct a credit check to determine whether you overuse credit and whether you repay your bills on time. However, some lenders will just offer short-term loans without considering your credit history. They tend to rely on other aspects of your loan application, for example, occupation and income. Albeit this may sound like a great deal, in reality, it isn't safe to use such lenders. 

Short-term loans with no credit check is a risky form of lending because you will end up paying more interest rates for the credit that you are given. 786 Loans will help you find the right loan that suits your credit rating. All you have to do is prove to the lender that you can repay your loan.

Why Choose 786 Loans for Short-term Loans?

At 786 Loans, we try to make the process of borrowing bad credit short-term loans as easy as possible for you; we help you find loans and products that are within your repayment capability and with the right lender. We offer:

The Bottom Line…

Before you start looking for a loan broker, it is important to establish if you need the loan and if you can repay it. Clearly, this is because taking loans will not sustain your finances for a long time. Make sure that you find a broker that is right for you and avoid too-good-to-be-true options. A short-term credit may be the right choice for you; however, you must weigh other options before making a decision to apply for one. 

You can fill the form on this page to access available loans for your credit situation. We can help you in searching for the right loan for you as per your needs.

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0203 633 1034

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786loans.uk is a registered Trading Name of Tiger Lion Financial Limited. Tiger Lion Financial Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 753151. Tiger Lion Financial Limited is registered in England and Wales (Company number 10189367), Registered Office: 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ. Licenced by the Information Commissioners Office, (registration number ZA185613)

Authorisation can be checked on the Financial Service Register at www.fca.org.uk.

786loans is a dependable brokering service available from Glasgow to Southampton, covering all the major cities including and not limited to Leeds, Manchester, Liverpool, Sheffield, Nottingham, Birmingham, London and Bristol. Fill a form to find out the closest loans near you.


786 Loans is a licensed LOAN BROKER and not a lender. The website is registered in the UK and is authorised and regulated by the FINANCIAL CONDUCT AUTHORITY (FCA). WARNING: Late repayment can cause you serious money problems. For more information, go to MONEYADVICESERVICE.ORG.UK.

786 Loans does not charge any fees. If you are contacted by anyone claiming to be from 786 Loans and requesting you to make a payment, report it to www.actionfraud.police.uk.

All Loan approvals & Quotes are subject to Credit Score and Affordability requirements by lenders. If you meet the lender's criterion, you can borrow the money. We as a broker make an attempt to process your application with the most suitable lenders in our panel.

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786 Loans
71-75 Shelton Street
Covent Garden, London, WC2H 9JQ United Kingdom
0203 633 1034
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