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Payday Loans

Warning: Late repayment can cause you serious money problems. For more information, go to MONEYADVICESERVICE.ORG.UK
Credit subject to status & affordability assessment by Lenders.
786 Loans is a credit broker and not a lender

What Loan Amount You Need?

Emergency Payday Loans

Do you need urgent funds for sudden car repair, medical bill, or household emergencies such as a broken boiler or a seeping bathroom roof? 

Worry not and contact 786 Loans by filling a form available on the left of this page.

Whether you are into a blue-collared job, or a white-collared job or the one who is self-employed or part-time employed with no specific colour on their hat, we can help you find payday loans for your credit needs.

786 Loans is an FCA registered loan broker, whichhelps in  online borrowing in the UK. We try for timely loan approvals for our clients.

What are Payday Loans?

Payday loans are emergency cash advance loans which work like very short-term personal loans. These are the best funding deals for those who need immediate cash loans for urgent cash lapses. Be it personal, social or medical emergency you can use payday loans for the exact purpose. Using a loan brokering service sometimes helps you avail affordable deals despite poor or no credit history as we deal with multiple lenders. And some lenders out of them may be willing to lend you the required loan amount despite the credit history. This means that all they will consider is your current repayment affordability.

As far as you can afford the loan, you can avail payday loans. You need not bring a loan guarantor or collateral to get the approval.

How do Payday Loans Work?

Whether you need small payday loans or huge urgent sums, we can help you locate quick payday loans online. As the name suggests, the loan amount is required to be repaid on your next pay date or as decided mutually by you and the lender you have chosen. Generally, the lender would accept an advance payment which would be processed on your salary date. You just need to ensure that enough balance is in your bank account for successful repayment of the payday loan.

When you avail payday loans for bad credit, it is important to use a broker's service. Being a licenced loan broker, we help borrowers compare other options like personal loans and term loans before making the final decision. There is nothing like best payday loan or fit all deal. You must be wary of marketing gimmicks of online lenders.

Are Payday Loans Ideal for Bad Credit Situation?

While a loan broker can help you locate payday loans readily despite bad credit, it would not be right to term them as cash gap loans. These are expensive loans and thus availing excess of cash advance loans for bad credit can inflate financial stress in your life. 

A debt is a debt and should not be used casually. With bad credit, the purpose of the loan should be to ease the current financial stress and protect the score at the same time. You should ensure a complete backupa plan to repay the loan before you sign it.

What are the FCA Guidelines to Know Before you Avail Payday Loan Online?

Whether you choose to go directly to a payday lender or use a broker’s service to hunt down the cheapest deal, you must know about FCA caps and regulations. According to FCA, any of High-Cost Short Credit (HCSC) should not charge borrowers more than the permissible limit. 

A lender can never charge you more than 0.8% interest per day or £24 per £100 in a month. A lender can also not charge the equivalent amount as interest on the borrowed amount. We at 786 Loans, assure safe deals regulated by FCA. We let the borrowers choose how much they want to borrow and for how long.

Can I get Same Day Payday Loans?

At 786 Loans, we try to make the processing of loan as steady as possible. We believe in transparent transactions and do not make fake promises. The length of the processing period primarily depends on your application and attached documents. Different lenders ask for different documentation to approve loans on the same day of application. Most of them seek documents that verify your UK residence status, employment status, account details, age proof, and contact information such as mailing address, email address, and mobile number. Once we and the lender has all the important documents they will make sure to process your file smoothly.

Can I Pre-pay my Payday Loan?

Most personal loans attract prepayment charges before a stipulated period. The terms are clearly mentioned on a loan agreement and thus you should always read the loan terms clearly. In most cases, payday loans are allowed to be repaid early. The earlier you pay the more you will save. Different lenders have different Terms & Conditions. Therefore, we request you to go through the Terms & Conditions thoroughly before entering into an agreement.  

To get direct access to available payday loans in the UK, fill the form and we can help you in searching for the right loan for you as per your needs.

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0203 633 1034

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786loans.uk is a registered Trading Name of Tiger Lion Financial Limited. Tiger Lion Financial Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 753151. Tiger Lion Financial Limited is registered in England and Wales (Company number 10189367), Registered Office: 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ. Licenced by the Information Commissioners Office, (registration number ZA185613)

Authorisation can be checked on the Financial Service Register at www.fca.org.uk.

786loans is a dependable brokering service available from Glasgow to Southampton, covering all the major cities including and not limited to Leeds, Manchester, Liverpool, Sheffield, Nottingham, Birmingham, London and Bristol. Fill a form to find out the closest loans near you.


786 Loans is a licensed LOAN BROKER and not a lender. The website is registered in the UK and is authorised and regulated by the FINANCIAL CONDUCT AUTHORITY (FCA). WARNING: Late repayment can cause you serious money problems. For more information, go to MONEYADVICESERVICE.ORG.UK.

786 Loans does not charge any fees. If you are contacted by anyone claiming to be from 786 Loans and requesting you to make a payment, report it to www.actionfraud.police.uk.

All Loan approvals & Quotes are subject to Credit Score and Affordability requirements by lenders. If you meet the lender's criterion, you can borrow the money. We as a broker make an attempt to process your application with the most suitable lenders in our panel.

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786 Loans
71-75 Shelton Street
Covent Garden, London, WC2H 9JQ United Kingdom
0203 633 1034
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