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Payday Loans

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Guide for Emergency Payday Loans

Do you need urgent funds for sudden car repair, medical bill or household emergency such as broken boiler or a seeping bathroom roof?

Worry not and contact 786 Loans by filling a form on left of this page.

Whether you are into a blue collared job, or a white collared job or the one who is self employed or part time employed with no specific colour on their Hat, we can help you find hassle free payday loans for your credit needs.

786 Loans is an FCA registered loan broker which is widely recognised as a dependable resource for hassle free online borrowing in the UK. We ensure timely loan approvals for our clients.

What are Payday Loans?

Payday loans are emergency cash advance loans which work like very short term personal loans. These are the best funding deals for those who need immediate cash loans for urgent cash lapses. Be it personal, social or medical emergency you can use payday loans for the exact purpose. Using a loan broking service helps you avail affordable deals despite poor or no credit history.

As far as you can afford the loan you can avail swift payday loans irrespective of your credit score or loan eligibility. You need not bring a loan guarantor or collateral to get the approval.

How do Payday Loans Work?

Whether you need small payday loans or huge urgent sums, we can help you locate quick payday loans online with minimum procedural hassles. As the name suggests, the loan amount is required to be repaid on your next pay date. Generally the lender would accept an advance payment which would be processed on your salary date. You just need to ensure enough balance in your bank account for successful payment of payday loan.

When you avail payday loans for bad credit, it is important to use professional loan assistance as the deadline is strict and it is not advised to roll over these accounts. Being liscenced loan advisors we help borrowers compare other options like personal loans and term loans before making the final decision. There is nothing like best payday loan or fit all deal. You must be wary of marketing gimmicks of online lenders.

Are Payday Loans Ideal for Bad Credit Situation?

While a loan broker can help you locate payday loans readily despite bad credit, it would not be right to term them as cash gap loans. These are expensive loans and thus availing excess of cash advance loans for bad credit can inflate financial stress in your life.

A debt is a debt and should not be used casually. With bad credit, the purpose of loan should be to ease the current financial stress and protect the score at the same time. You should ensure a complete back up plan to repay the loan before you sign it.

What are the FCA Guidelines to Know before You Avail Payday Loan Online?

Whether you choose to go directly to a payday lender or use a broker’s advice to hunt down the cheapest deal, you must know about FCA caps and regulations. According to FCA any of High Cost Short Credit (HCSC) should not charge borrowers more than the permissible limit.

A lender can never charge you more than 0.8% interest per day or £24 per £100 in month. A lender can also not charge the equivalent amount as interest on the borrowed amount. We at 786 Loan assure safe deals regulated by FCA. We let the borrowers choose how much they want to borrow and for how long.

Can I Get Same Day Payday Loans?

At 786 Loans we assure steady loan processing. We believe in transparent transactions and do not make fake promises. The length of processing period primarily depends on your application and attached documents. Different lenders ask for different documentation to approve loans on same day of application. Most of them seek documents that verify your UK residence status, employment status, account details, age proof, and contact information such as mailing address, email address and mobile number. Our brokers will inform you about all the important documents and make sure the lenders find it convenient to process your file smoothly.

Can I Pre-Pay My Payday Loan?

Most personal loans attract prepayment charges before a stipulated period. The terms are clearly mentioned on a loan agreement and thus you should always read the loan terms clearly. In most cases, payday loans are allowed to be repaid early. The earlier you pay the more you will save.

To get direct access to available payday loans in UK, fill the form and schedule a free online call with a proficient loan advisor.

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0203 633 1034

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786loans.uk is a registered Trading Name of Tiger Lion Financial Limited. Tiger Lion Financial Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 753151. Tiger Lion Financial Limited is registered in England and Wales (Company number 10189367), Registered Office: 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ. Licenced by the Information Commissioners Office, (registration number ZA185613)

Authorisation can be checked on the Financial Service Register at www.fca.org.uk.

786loans is a dependable broking service available from Glasgow to Southampton, covering all the major cities including and not limited to Leeds, Manchester, Liverpool, Sheffield, Nottingham, Birmingham, London and Bristol. Fill a form to find out the closest loans near you.


786 Loans is a licensed LOAN BROKER and not a lender. The website is registered in the UK and is authorised and regulated by the FINANCIAL CONDUCT AUTHORITY (FCA). WARNING: Late repayment can cause you serious money problems. For more information, go to MONEYADVICESERVICE.ORG.UK.

786 Loans does not charge any fees. If you are contacted by anyone claiming to be from 786 Loans and requesting you to make a payment, report it to www.actionfraud.police.uk.

All Loan approvals & Quotes are subject to Credit Score and Affordability requirements by lenders. If you meet the lender's criterion, you can borrow the money. We as a broker make an attempt to process your application with the most suitable lenders in our panel.

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786 Loans
71-75 Shelton Street
Covent Garden, London, WC2H 9JQ United Kingdom
0203 633 1034
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